There was a period of a few years where I did not have insurance. I’m a pretty healthy person, so I figured the risk was acceptable. The few times I did need to go to the doctor, when I told them I did not have insurance and would be paying out of pocket, they adjusted the prices for me automatically.
I thought it was ridiculous, even then, but I wasn’t going to complain about getting a reasonable price, obviously.
What a creative solution to a problem! Just like a silly goose!