Not OP and I’ve never read it. Can you expand on the point of the paper and it’s content?

NZXT mitigates that risk by making you sign a contract. If, upon cancellation of the service or non-payment, the computer was damaged, destroyed, or not returned NZXT would just come at you like any creditor. They could sue you and if that didn’t workd they could sell the debt to collections at a smaller loss.