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Cake day: June 8th, 2023

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  • Unfortunately, living in the US, I would not take a job with a pension because the (private) pension system cannot be trusted. I remember the 00s when many company pension accounts went bankrupt, because companies were no longer offering it as a benefit and it was easy enough to screw over retired past employees. Companies would take poorly performing divisions and their pension plans, spin them off as a new company that would quickly file for bankruptcy.

    I would not trust a pension without it being insured by an organization like the FDIC. Even then, I would be afraid that my pension would not cover living costs due to inflation.

    Luckily there are alternatives. I have a 401k, which should give me a steady flow of inflation proof dividends… until a market downturn wipes it out. If that happens, I can fall back to Social Security. Don’t believe the baloney that the government will ever let Social Security go bankrupt. They will just cut down benefits.



  • The model only works if users are forced to subscribe to a battery swapping service for the full life of the vehicle (or there is a large upfront fee to join with a used vehicle). Otherwise it would be too easy for a consumer with a worn out battery to do a one-time swap and get a like-new battery as a cheap alternative to very costly battery repairs. The dumped battery is likely to have very poor range and the battery swap company will need to dispose of it.




  • I am a little disgusted by this because now both major browser engines are being developed by an advertising company, creating more incentives for future web technologies that strengthen tracking and undermine ad blocking.

    From what I understand, this is an anonymized targeted ad company. In other words, ads are still targeted to the individual user, it is just harder for the advertiser to track (or profile) an individual user. Are there any companies still doing untargeted ads, ads where the advertiser might pick what site their ad goes on but cannot target a specific user demographic?













  • TAG@lemmy.worldtoLefty Memes@lemmy.dbzer0.comALAT.
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    1 month ago

    It is an asymmetric relationship. The landlord only cares if a tenant can be trusted to pay rent and not trash the place. On the other hand, the tenant is getting a service (shelter and upkeep) from the landlord.

    Like other service providers, an aggregate rating is probably more appropriate. Some people are fine as long as they have a roof and indoor plumbing while others rate 1-star if the water takes a minute to warm up. Some tenants care about kitchen appliances while others care about an updated bathroom. Some like to be woken up by the first rays of sun while others want a dark room to sleep in. It is important for tenants to both get a good aggregate of a landlord’s quality but also understand if the landlord’s faults are ones that they care about.