• ReanuKeeves@lemm.ee
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    21 hours ago

    Is it not common sense that if we pool our money together to cover accidents then the people who are more prone to accidents, therefore pulling more money out of the pool than others, should be contributing more? How do people think rates are calculated?

    • 52fighters@lemmy.sdf.org
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      19 hours ago

      It should also be a big clue: If insurance companies don’t want to take your money, you are doing something dumb. Don’t build stick houses in wildfire zones.